HKAOA Members
All HKAOA Members, and Members of associated AOA Trade Unions are automatically insured under the HKAOA Group Income Protection policy.
To be eligible to apply for additional individual cover you must be:
- an eligible Member of the HKAOA or associated AOA Trade Union, and
- employed by Cathay Pacific Airways or a wholly owned subsidiary company, and
- be actively at work (currently medically fit for flying duties)
The maximum age limits for each section of cover are:
Income Protection and Critical Illness: Age 60
Personal Accident: Age 65
Income Protection
The maximum benefit is US$15,000 per month for any one Member.
The HKAOA has a Group policy providing Income Protection benefits of:
All Members: $2,000 per month
Personal Accident
This is a cash lump sum payment in the event of death or a permanent injury. The maximum benefit is US$500,000.
Members may also purchase cover for their spouse and dependent children.
Critical Illness
This is an immediate cash payment upon diagnosis of any one of the named illnesses. In addition, for pilots, any medical condition that permanently prevents you from flying may also qualify for a benefit payment.
Cover is available in increments of US$10,000 and the maximum cover available is US$150,000.
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It is important to note that a master Group policy is arranged by the HKAOA. The association is the policyholder and therefore must make the claim under the Group policy on your behalf.
If you do not have an individual policy, you must contact the HKAOA to make a claim on your behalf.
If you have an individual policy, you should still seek assistance from the HKAOA with your Group claim.