Travel Insurance
Annual Travel Policy for HKAOA Members and dependents
All Members are now eligible to apply for the new TopCover TraveLead annual travel insurance. There are a choice of cover limits to suit your individual requirements. Key benefits include:
– no ‘excess’ or ‘deductible’ deductions from the claim, cover for most ‘hazardous’ activities including snow sports and scuba diving and unlimited cover for emergency medical evacuations. There is also an option to insure car rental insurance excess, and obtain Personal Liability protection of up to $1.5m.
You may now apply for your Travel policy directly online here.
Members should enter the Discount Code ā20DSL10Dā to receive a 20% discount off the standard premiums.
Please always refer to the full policy wording which is issued to all individual policy holders.
Policy Features
The TraveLead policy is issued by Starr International (Hong Kong) Ltd. and is for Hong Kong residents only. Members may purchase cover for themselves, their spouse, and/or their dependent children under the age of 18. The policy does allow children to travel unaccompanied. Your family and friends who are not Members may also apply.
Any benefits you receive for accidental death or injury will be paid in addition to any other benefits you receive under a personal TopCover policy.
When your policy is issued it will specify the person(s) who are insured and the level of benefits selected. In the event of a claim, please follow the procedure in the policy. You may also inform the HKAOA if you require advice or assistance. This may be helpful if you are injured or hospitalised overseas and require assistance with evacuation.
If you have any specific questions please ask us via the contact page.